Bill represents the firm’s financial services clients in litigation, operations and compliance. Prior to joining the firm, Bill worked as in-house counsel for National City Bank, handling the Bank’s commercial, retail and operational litigation. He is a graduate of the University of Michigan (B.A.) and Vanderbilt University Law School (J.D.). His experience includes:
Commercial – Complex lender liability, embezzlement and corporate fraud, CERCLA/RCRA liability, check kiting, commercial mortgage fraud, broker/dealer litigation, money transmitter laws, equine lending disputes, credit defamation claims, work-out negotiations and commercial collections and foreclosure;
Retail – Class action defense, fiduciary liability, TILA, FACTA/FCRA, FDCPA, HMDA, Kentucky’s CPA rules, identity theft and notification, lien release claims, mortgage disputes, full scope of check cases, and collections and foreclosure; and
Deposit Operations – UCC Articles 3, 4, 4A and 9, Internet/electronic banking, cyber security, class action defense, deposit account agreements, garnishments and wrongful attachment, discrimination, BSA/AML Compliance, Wire, ACH, EFTA, Reg E & CC, FFIEC matters and privacy issues.
Fin Tech – Vendor contracts, crypto currency, e-payments, cyber fraud and money services business issues.
Bill also has experience in the credit and debit card industry, including those issues unique to transaction Acquirers. He served as in-house counsel to National Processing Company, then the nation’s second largest acquirer of card transactions.
Bill understands that the best lawsuit is the one a financial institution never encounters. Thus he is active with in-house best-practices training programs:
“Dealing With Your Most Troublesome Commercial Borrowers-Changing Courses of Dealing, Safely Exercising Discretionary Authority Under Loans, and the New World of Bank Work-Out Agreements”
“The Five Most Common Mistakes Made at Retail Bank Branches and How to Prevent Them”
“Managing Developing Risks in Electronic Banking and Payment Systems.”
July 24, 2020