Bill represents the firm’s financial services clients in litigation, operations and compliance. Prior to joining the firm, Bill worked as in-house counsel for National City Bank, handling the Bank’s commercial, retail and operational litigation. He is a graduate of the University of Michigan (B.A.) and Vanderbilt University Law School (J.D.). His experience includes:
Commercial – Complex lender liability, embezzlement and corporate fraud, CERCLA/RCRA liability, check kiting, commercial mortgage fraud, broker/dealer litigation, money transmitter laws, equine lending disputes, credit defamation claims, work-out negotiations and commercial collections and foreclosure;
Retail – Class action defense, fiduciary liability, TILA, FACTA/FCRA, FDCPA, HMDA, Kentucky’s CPA rules, identity theft and notification, lien release claims, mortgage disputes, full scope of check cases, and collections and foreclosure; and
Deposit Operations – UCC Articles 3, 4, 4A and 9, Internet/electronic banking, cyber security, class action defense, deposit account agreements, garnishments and wrongful attachment, discrimination, BSA/AML Compliance, Wire, ACH, EFTA, Reg E & CC, FFIEC matters and privacy issues.
Fin Tech – Vendor contracts, crypto currency, e-payments, cyber fraud and money services business issues.
Bill also has experience in the credit and debit card industry, including those issues unique to transaction Acquirers. He served as in-house counsel to National Processing Company, then the nation’s second largest acquirer of card transactions.
Bill understands that the best lawsuit is the one a financial institution never encounters. Thus he is active with in-house best-practices training programs:
“Dealing With Your Most Troublesome Commercial Borrowers-Changing Courses of Dealing, Safely Exercising Discretionary Authority Under Loans, and the New World of Bank Work-Out Agreements”
“The Five Most Common Mistakes Made at Retail Bank Branches and How to Prevent Them”
“Managing Developing Risks in Electronic Banking and Payment Systems.”
March 23, 2020
March 18, 2020