Blockchain & Banking
Our Blockchain and Banking Blog offers the latest information on financial services and litigation trends. Banking topics range from commercial and consumer lending, to bankruptcy and lender liability defense, to the Dodd-Frank and Regulations JJ. Notably, contributors to the blog have earned national recognition as legal trailblazers in the blockchain and cryptocurrency arena, owing to their experience helping scores of token developers execute viable ICOs and STOs. They provide timely updates on the evolving regulatory framework for token developers (and their investors), along with news of innovative blockchain applications in industries such as health care, real estate, manufacturing, and logistics.
Recent Blog Posts
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In the News:
Watch | DC Deep Dive: The Future of CryptocurrencyPublication: CivicPoint
Publish Date: December 12, 2022
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OFAC Enforcement Action Based on a Rewards ProgramOctober 31, 2022
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Crypto Winter Series: Can the Legal World Catch Up with the Rapid Development of Crypto Innovation? ...July 14, 2022
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Crypto Winter Series: Bankruptcy, Insolvency, and Liquidation Principles for Crypto Investors | Part...
July 13, 2022
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Crypto Winter Series: What Are the Current Insolvency Concerns and What Do They Mean | Part 1 of 3
July 11, 2022
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You’ve Been Crypto-ServedJune 23, 2022
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Liability for Digitally Autonomous OrganizationsMay 20, 2022
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Binance Decision Clarifies Extraterritorial Application of U.S. Securities Laws to Digital Asset Tra...April 19, 2022
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Five Reasons DOL (Almost) Prohibits 401(k) Cryptocurrency Investments | Fiduciary Focus SeriesMarch 25, 2022
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NFT Lawsuits 2022 RoundupMarch 1, 2022
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The American Rescue Plan’s Impact on Form 1099-K Reporting Requirements for Third-Party Payment Ne...February 8, 2022
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Between the Hashes: Developments in State Taxation and Incentives for CryptominingSeptember 13, 2021
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We Knew It Was Coming: The First NFT Lawsuit is HereJune 9, 2021
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Operational Considerations for Implementation of the California Commercial Lender Disclosure LawMay 5, 2021
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Blockchain and Art Provenance: Five Data Privacy ChallengesMarch 18, 2021
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“Tax Attributes” that Protect from Income Taxes as “Property”November 13, 2020
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PPP Loan Forgiveness Should Not Cause Discharge of Indebtedness Income or Generate a Form 1099-CNovember 3, 2020
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Is the Crypto Camel’s Nose Under the Banker’s Tent With the OCC’s Interpretative Letter of Jul...July 24, 2020
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Solutions for Delays in Unclaimed Property ReportingJuly 16, 2020
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A Primer for Kentucky’s Financial Institutions About Properly Handling Suspected Elder Financial A...July 13, 2020
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Security Interests for Sellers of Goods and Services and the Value of an Unperfected Security Inter...July 1, 2020
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Lender Liability: An Expected Post-Coronavirus Legacy?April 22, 2020
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Mortgage Payment Deferral Responsibilities of Small Servicers during the Coronavirus Declared Emerge...April 16, 2020
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Traditional Note Offering Settled on the Ethereum Blockchain: Securitization in the Age of Digital A...April 9, 2020
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Cashing Checks in the COVID-19 AgeMarch 23, 2020
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COVID-19 and Banks’ Remote Deposit Capture ProcessesMarch 18, 2020
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How Bankers Can Prepare for the Shock of CoronavirusMarch 11, 2020
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Navigating Blockchain and Data Privacy
February 28, 2020
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Community Banks and Credit Unions are Targeted with Class Action Lawsuits for NSF and Overdraft Char...February 7, 2020
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Contract Fairness Requirements and Lender-Placed InsuranceJanuary 30, 2020
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Can a Lien Exist Without A Debt For It to Secure?January 24, 2020
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Could Banks Be Targeted in Iran’s Cyber Retaliation?January 7, 2020
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Community Reinvestment Act (CRA): Are Changes on the Way?January 6, 2020
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Webinar: Banking America’s Hemp BusinessesDecember 11, 2019
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Mortgage Loan Servicer’s Failure to Plan for Errors is Costly
December 10, 2019
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Lender Considerations for Cryptocurrency and Other Digital AssetsDecember 10, 2019
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Bank Regulators Get into the Weeds About Industrial HempDecember 4, 2019
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A Difference That Could Matter: Borrower versus GuarantorNovember 26, 2019
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SAFTs May Survive Telegram’s Garbled Message
November 19, 2019
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Lessons for Commercial Litigation Counsel re (1) Business Records Hearsay and (2) Partial Conditiona...
November 18, 2019
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IRS Lien Litigation Holds Lessons For Transaction CounselNovember 4, 2019
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ICOBox Complaint Offers Glimpse into SEC Enforcement ThinkingOctober 25, 2019
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Joint Statement Issued on Activities Involving Digital Assets
October 16, 2019
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State Attorneys General Ask at the Checkout Counter, “Chip & Sign or Chip & Pin?”September 17, 2019
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Planning Litigation for the Lender: Lender Can Sue Out-of-State Borrower’s Counsel in Lender’s H...August 19, 2019
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Recent Case Law Focuses on Drafting Considerations in Payments Contracts (part 3 of 3)
July 23, 2019
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Recent Case Law Focuses on Drafting Considerations in Payments Contracts (part 2 of 3)
July 15, 2019
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Collateral Descriptions in UCC Financing StatementsJune 20, 2019
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West Virginia Medical Cannabis Banking Reforms Take ShapeApril 30, 2019
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So Many Adages So Little TimeApril 29, 2019
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Small Banks and FinTech: an Opportunity?
April 15, 2019
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Admit and Legislators Acknowledge That Real Estate Professionals Are Human and Need Protection From ...
April 2, 2019
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Two offerings – one token: Simultaneous Rule 506(c) and Reg S offerings of security tokens
April 1, 2019
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SPNB Charters for FinTech Companies: A Primer
February 27, 2019
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SPNB Charters for FinTech Companies Will Impact Your Litigation WorkFebruary 25, 2019
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When the Dispatcher Must Stop the Truck: A Collection Lawyer’s Duty to Stop the Work of Others Tha...February 12, 2019
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Five Things to Know About Security Token OfferingsFebruary 10, 2019
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What’s around the bend for crypto and blockchain developers and the agencies tasked with regulatin...
February 8, 2019
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New FCC Database Aims to Reduce Potential Liability of Businesses under the Telephone Consumer Prote...February 1, 2019
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Ohio’s Data Protection Act: An Opportunity for Financial Institutions That Operate in OhioDecember 5, 2018
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From Gray to Black and White: Traditional Regulations Come to CryptoDecember 3, 2018
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Agreed, Not Unauthorized and yet Unenforceable
November 26, 2018
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What a Collection Lawyer Should Know About a Client’s Information Management SystemsOctober 22, 2018
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Cryptocurrency or a Security? Only the Jury Knows for SureSeptember 12, 2018
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Planning Commercial Collection Litigation: A PrimerSeptember 5, 2018
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Bankers, Bitcoins And the Bank Secrecy Act – A Webinar about Business Opportunities & Risk...
August 24, 2018
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Ohio Enacts Law Acknowledging Blockchain Transactions and Granting Safe Harbor Protections to Eligib...August 9, 2018
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A Thoughtful Bankruptcy Lawyer’s Opportunity to AnticipateAugust 1, 2018
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Ohio’s Administrative (Not Judicial) Income Tax LiensJune 19, 2018
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A Cautionary Tale: Original Mortgagee’s Modified Loan Prevails Over Second Secured Lender
April 3, 2018
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Op Ed: FinCEN Policy Positions Offer Murky Guidance for ICOs
March 14, 2018
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Blockchain Update: SEC Order Interrupts the Munchee ICO
December 18, 2017
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It Begins: The First ICO-Related Securities Litigation Has Been Filed – and There are Lessons ...
November 15, 2017
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West Virginia Supreme Court: WVCCPA does not apply to Landlord/Tenant Relationships
October 16, 2017
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Legal Issues of Owning and Operating a Bitcoin ATM Business
September 14, 2017
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A Regulatory Primer for Bitcoin ATM Operators – State Law & Regulations
September 14, 2017
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Bitcoin ATMs: What They Are and How They Work
September 14, 2017
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New Cybersecurity Regs Will Not be Limited to New York: Extra-Territorial Application for the Insure...August 16, 2017
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Launching an ICO? Follow This Advice from the SEC
July 31, 2017
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FinCEN Cracks-Down on Yet Another Alleged Illegitimate Virtual Currency Exchange, Raising More Conce...
July 27, 2017
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Conference of State Bank Supervisors Sues U.S. Comptroller over Non-Bank Charter Rule
April 28, 2017
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What Prepaid Accounts Are Subject to the New Prepaid Rules? What you need to know to be ready.March 23, 2017
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A Cautionary Tale for Money Service Businesses: How Violating the Bank Secrecy Act Could Cost Millio...March 2, 2017
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New Hampshire Takes Steps to Exempt Virtual Currency Transfers from its Licensing Regime
February 22, 2017
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New York’s DFS Narrows Proposed Cybersecurity Regulations
January 20, 2017
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Fintech Companies are No Longer in “Uncharted” Territory
December 27, 2016
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The Medieval Economics of CryptocurrencyNovember 14, 2016
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It’s EZ as 1, 2, 3 . . . Disclosure, limited liability and periodic statements required for prepai...
October 14, 2016
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Considerations For A Legislative Definition of “Blockchain”October 13, 2016
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Are Prices Free Speech? The Supreme Court is set to weigh in on whether merchant surcharges are prot...October 6, 2016
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CFPB ARBITRATION RULE: What You Need to Know Now
May 6, 2016
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Your Money is No Good Here: FTC Bans Telemarketers from Accepting Four Methods of Payment
November 25, 2015
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A House Divided: U.S. District Court Splits on Whether Class Has a Private Right of Action Against ...November 18, 2015
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Helpful to Bankers? Changes to the TCPA of Particular Concern to Financial Institutions
August 28, 2015
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Continuity or Change? How the Supreme Court changed the law for lenders under the FHA without changi...July 22, 2015
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Developments in the Rules Governing Personal Identifiable Information May Have Unexpected Consequenc...
June 18, 2015
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Is .bank Right For You? The Pros & ConsMay 19, 2015
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NEW POINT-OF-SALE LEGISLATION IN TENNESSEE
May 11, 2015
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Credit Reporting Agencies’ Deal Could Impose Additional Investigation Rules on Companies that ...
March 10, 2015
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What Last Year’s Data Privacy Rulings May Hold For Future Consumer Class Action Lawsuits – Some ...February 17, 2015
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Key Points for Bankers Concerning Federal Income Tax Filing Requirements When Discharging a Debt
February 12, 2015
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What Financial Institutions Need To Know About IRS Form 1042-S
February 2, 2015
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When Contract Boilerplate Matters: A Case Lesson From the Credit Card Processing World
January 28, 2015
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Supreme Court Clarifies Borrower’s Rescission Rights Under the Truth in Lending Act
January 21, 2015
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New Savings Options Authorized for Retail CustomersJanuary 9, 2015
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Location, Location, Location: Understanding How Contract Provisions Can Impact Where Litigation Take...
January 22, 2013
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Sixth Circuit Affirms District Court’s Finding of Waiver of Right to Enforce ArbitrationSeptember 7, 2010
Featured Contributors
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Courtney Rogers PerrinPartner
Nashville, TN
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John S. WagsterIndustry Team Leader
Nashville, TN
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Joshua T. LewisSenior Associate
Nashville, TN
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Kacy R. JoyManaging Associate
Nashville, TN
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Jared M. TullyPractice Group Vice-Chair
Charleston, WV
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