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Biography

Sandra represents financial institutions and borrowers in connection with negotiating and closing commercial loans secured by real estate and personal property. She also focuses her practice on commercial real estate transactions, including acquisitions, sales, and leasing of multi-family, hospitality, retail, restaurant, office, and warehouse projects. In addition, Sandra represents clients in general corporate, commercial, and day-to-day business matters, including negotiating, reviewing, and drafting commercial services, supply chain, information technology, equipment lease, and interest rate swap contracts.

Prior to becoming an attorney, Sandra spent fourteen years working in the banking industry. Most recently, she was a Vice President and Finance Manager at PNC Bank in Cincinnati, Ohio supporting the bank’s Equipment Finance and Leasing division. Before that, Sandra worked at National City Bank and Provident Bank.

Other Info About Sandra

Experience

Legal Work Highlights

Reviewed, drafted, and negotiated commercial agreements for an automotive manufacturing company including terms and conditions, statements of work, services agreements, nondisclosure agreements, real estate leases, supply chain agreements, and information technology agreements.

Representation of lenders and lessors in commercial mortgage loans, construction loans, equipment loans and leases, and lines of credit.

Representation of borrowers and lessees in permanent financing, construction loans, and equipment leases.

Representation of restaurant chains and other corporate users in real estate transactions, including reviewing title, survey, and zoning, drafting conveyance, easement, and REA documents, and negotiating loan documents.

Representation of landlords and tenants on commercial real estate leases.

Education

Law School

Northern Kentucky University, Salmon P. Chase College of Law, J.D., summa cum laude

Northern Kentucky Law Review

Graduate School

Xavier University, M.B.A., Finance

Undergraduate School

Thomas More College, B.A., Business Administration; A.A., Art, Communication and Psychology, magna cum laude

Certifications

LPM Institute, Fundamental Skills of Legal Project Management, Certificate, August 2023

National City Bank, Six Sigma Green Belt, 2008

 

Bar Memberships

Sandra is licensed to practice in the following state(s):

Ohio

Kentucky

Recognition

Local & National Recognition

The Best Lawyers in America®: Ones to Watch, Banking and Finance, 2025

PLEDGE (Promoting Lawyer Excellence & Driving Gender Equality) Award, John W. Peck Cincinnati-Northern Kentucky Chapter of the Federal Bar Association, 2022

YWCA Rising Star Leadership Program, Class of 2019

YWCA Rising Star Award, 2018

Northern Kentucky Chamber, Legacy Next Generation Leader Award Finalist in the Business, Financial, and Legal Services Category, 2016

National Runner-Up, NKU Chase Arbitration Team, ABA National Arbitration Competition, 2014

Northern Kentucky Bar Association, Judge Judy West Award, 2013

Northern Kentucky Bar Association, AJ Jolly Award, 2011

ArtsWave BOARDway Bound Leadership Program, Class of 2008

Xavier University, M.B.A. Outstanding Academic Achievement Award, 2006

Professional Affiliations

Professional Affiliations & Memberships

Cincinnati Bar Association

Commercial Real Estate Women (CREW) Greater Cincinnati

Northern Kentucky Bar Association

Kentucky Bar Association

Civic Activities

Civic & Charitable Organizations

May We Help, Board Member (2024-present)

Chase College Foundation, Board Member (2023-present)

Division of Developmental and Behavioral Pediatrics Family Advisory Council at Cincinnati Children’s Hospital, Member (2023-2024), Co-Chair (2024-present)

Newport Parks Renaissance Commission, Inc., Board Member (2014-present)

YWCA, Mentor (2019-2020)

Fuel Cincinnati, Committee Member (2014-2017); Secretary (2015); Chair (2016); Vice-Chair (2017)

Firm Committees

Sandra serves or has served in the following leadership role(s) at Frost Brown Todd:

ArtsWave Committee, former member

Frost Forward, former co-chair

Presentations

Sandra was invited to speak at the following events:

“COVID-19: Real Estate Considerations and the Road Ahead,” Ohio State Bar Association, 28th Annual Bradley J. Schaeffer Real Property Institute, December 16, 2020.

Major Publications

Sandra is an author or contributor to the following publications:

Rambo Cop: Is He a Soldier Under The Third Amendment?, 41 N. KY. L. REV. 119, 2014.

Kentucky Should Mandate Attorney Consultation Before Juveniles Can Effectively Waive Their Miranda Rights, 40 N. KY. L. REV. 201, 2013.

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