Geoff represents borrowers, lenders, developers, owners, tenants, investors, loan servicers, and managers in the financing, workout, servicing, purchase, sale, development and management of commercial real estate properties. He leads the firm’s 200+ attorney Finance Industry Team, also serving as an active member of the firm’s Commercial Real Estate Finance, Multifamily and Retail Sub-Teams within the Finance Industry Team. He is also a member of the firm’s Executive Committee.
Geoff’s practice is focused on leading a client service team of approximately 20 lawyers and business professionals that is designed to best serve the fast-paced needs of commercial real estate owners, operators, investors, and lenders. He works directly with a team of highly skilled project leaders that oftentimes manage the day-to-day client needs, while Geoff intentionally manages the entire team to create a culture designed to meet the needs of our clients to provide both responsive and exceptional client service.
His team has represented life insurance companies, CMBS loan originators, national banks and FHA-insured (HUD) lenders in closing billions of dollars in deals in over forty states. He has also represented publicly traded REITs, private equity companies, national real estate investors and developers, and regional and local developers in closing tens of billions of dollars of CMBS, mortgage REIT, mezzanine, life insurance company, national bank, FHA-insured (HUD), Fannie Mae DUS, and Freddie Mac loans in over twenty states. These loans have been for the new construction, purchase or refinancing of multifamily housing, hotels, offices, retail centers, medical offices, industrial properties, and senior living facilities. Geoff has also represented borrowers, special servicers, life insurance companies, balance sheet and FHA-insured lenders in connection with a multitude of servicing related matters for both distressed and performing assets.
Geoff is a member of the American College of Real Estate Lawyers. He is listed in the Best Lawyers in America® 2015-2025, Kentucky Super Lawyers® 2013-2025 and is AV® Rated, Martindale-Hubbell®. He is also listed in Chambers USA® America’s Leading Lawyers for Business, 2011-2024, where he was noted for his particular expertise in real estate finance with sources stating, “He provides sophisticated counsel in real estate issues…and has a varied practice, acting for investment trusts and developers in financing, servicing and land purchasing.”
Serves as the Senior Real Estate Counsel for The Champion Companies where he has led a team of over 25 lawyers and paralegals in approximately 50 transactions involving thousands of market rate multifamily apartment units in the past decade.
Represented life insurance company lender closing a two-tiered $150 million portfolio of cross-collateralized loans secured by seven properties located in six states.
Assisted a large private equity firm as real estate counsel in connection with the acquisition of over 25 properties with industrial and warehousing improvements located in the northwestern United States, and assisted in negotiation of a joint venture with the seller and private equity firm to acquire properties in a joint manner post-closing.
Represented a publicly traded hotel REIT client in closing nearly $500 million in loans and approximately $150 million in acquisitions for properties located in Arlington, Virginia; Atlanta, Georgia; Houston, Texas; Philadelphia, Pennsylvania; Miami, Florida; Jacksonville, Florida; Tampa, Florida; Raleigh, North Carolina; Wilmington, North Carolina; and Jeffersonville, Indiana (Louisville, Kentucky market).
Managed a team of over 20 attorneys and paralegals representing a national developer in closing the financing of a luxury hotel in the Mid-South with a complicated combination of equity and debt financing exceeding $150 million, and the subsequent refinance of the asset following completion of construction and the change of the hotel manager.
Lead a team of over 25 attorneys and paralegals that have reviewed the real estate due diligence (title, survey and zoning) on over 500 triple net lease retail properties for a real estate private equity firm for its sale-leaseback (SLB) platform.
Managed a team of 17 attorneys and paralegals representing a national developer in closing the financing of a luxury hotel in the Mid-South with a complicated combination of equity and debt financing exceeding $150 million.
Led a 15+ attorney team with a student housing project involving the acquisition of a parking lot used by a commercial campus consisting of a hotel and multiple office buildings that will be turned into a large, mixed-use development.
Lead a team of over 15 attorneys representing a national car wash operator as its primary sale leaseback counsel in closing over 200 NNN properties, including portfolios of both traditional SLB projects and reverse build-to-suit (RBTS) projects with a mix of landlords ranging from large, publicly traded REIT landlords to small, individual or family office investors in connection with 1031 exchanges.
Led a team of over a dozen attorneys and paralegals in closing a 24 property self-storage CMBS loan transaction for a lender client approximately six weeks after the term sheet was executed.
Managed a team of five attorneys closing 17 FHA-insured loans totaling approximately $100 million for a nursing home REIT client in Ohio, Indiana and Kentucky utilizing Section 232 LEAN processing.
Led a team of 15 attorneys in closing the refinancing of Westport Village, a retail center in Louisville, Kentucky, with a CMBS and mezzanine loan that collectively totaled $25.3 million two weeks after securing the engagement and within the client’s strict budget.
Represented a large Big Ten-based student housing company in connection with the refinancing of a multifamily portfolio of over 1,000 rental units comprising 10 different loans made by seven lenders, totaling approximately $150 million.
Represented CMBS special servicer in closing (a) a deed in lieu of foreclosure of a full-service hotel property in Louisville, Kentucky that included a de-flagging and re-flagging of the hotel at the closing and (b) the subsequent sale of the hotel that included the de-flagging, closing and re-flagging of the hotel.
Assisted life insurance company lender in multi-tiered loan modification for a retail property with mortgage and mezzanine loans totaling $25.7 million following bankruptcy of two national tenants in order to introduce two replacement national tenants to anchor the project.
Represented CMBS lender closing a $69.5 million loan secured by a full-service hotel featuring historic tax credits.
University of Michigan Law School, J.D., 2003, cum laude
Mary Washington College, B.A., 2000, magna cum laude
Member of Beshear/Coleman Kentucky Gubernatorial Transition Team; Finance and Administration Cabinet
Chambers USA, Real Estate, 2011-2024
Selected for inclusion in Kentucky Super Lawyers®, 2013-2024
The Best Lawyers in America®, Real Estate Law, 2015-2025, “Lawyer of the Year,” 2020
AV® Rated, Martindale-Hubbell®
Frost Brown Todd Mentor of the Year, 2010, 2012
Leadership Louisville Center, 2010 “Connector”
Louisville Business First 2009 Forty Under 40 Award Winner
LEED Green Associate™ accreditation received, 2009
American College of Real Estate Lawyers, Member
Greater Louisville Inc. (GLI), the Metro Chamber of Commerce, Member
International Council of Shopping Centers, Member
Kentucky Bar Association, Member
Kentucky CCIM Chapter, Member, Board of Directors, 2019-2023
Louisville Bar Association, Member, Real Estate Section Chair, 2014
Mortgage Bankers Association, Originations Council and Servicers Council, Member
American Red Cross – Louisville Chapter, founding members of the Crossing Generations Society
Bingham Fellows, Class of 2021 (Leadership Louisville Center)
Farmington Historic House, Board of Regents, 2008-2009
Focus Louisville, Class of 2008 (Leadership Louisville Center)
Greater Louisville Inc. (GLI), Board of Directors, 2010-2011
Ignite Louisville, Class of 2010 (Leadership Louisville Center)
Kentucky Board of Housing, Building and Construction, 2015-2016
March of Dimes, Greater Kentucky Chapter, REACH Award Committee 2014-2015
Leadership Louisville Center, Board of Directors, 2010-2011; 2018-2023, Counsel 2020-2023
Legal Aid Society, Justice for All Campaign Member, 2018-2022, Chair 2018
Louisville Energy Alliance (LEA), Board of Directors, 2011-2014
Olmsted Parks Conservancy, Board of Trustees, 2016-2018
University of Michigan Alumni Association, Louisville Chapter, Board of Directors, 2007-2011
Young Professionals Association of Louisville (YPAL), Board of Directors, 2008-2012
Executive Committee, Member
Former Partner-in-Charge, Louisville office
Former Real Estate Service Team Leader
Opinion Committee, Member
Sustainability Committee, former Member and former Chair
Geoff frequently presents on legal issues impacting the real estate industry at local, regional and national conferences and seminars. He has made continuing education presentations for lawyers, real estate professionals, engineers, architects and accountants for the following organizations: the International Council of Shopping Centers (ICSC), Kentucky Chapter of CCIM (Certified Commercial Investment Member), Louisville Bar Association (LBA), the Building Owners and Managers Association (BOMA), Health Enterprises Network, the American Institute of Architects (AIA), the U.S. Green Building Council (USGBC), the Construction Specifications Institute (CSI), the American Concrete Institute (ACI), Lorman Education Services and the National Business Institute. He has recently discussed real estate finance, sustainability issues for retail properties, lender liability, green leasing and ethics in real estate transactions. He also regularly writes articles on a variety of commercial real estate issues in business journals and legal periodicals.
January 22, 2021 | Coronavirus Response Team
December 27, 2020 saw the passage of the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and...
August 27, 2020 | Coronavirus Response Team
As COVID-19 related governmental orders continue to be implemented and extended across the U.S., som...
August 4, 2020 | Coronavirus Response Team
On July 29, 2020, Texas Congressman Van Taylor introduced the Helping Open Properties Endeavor Act o...
July 14, 2020 | Coronavirus Response Team
The commercial real estate finance industry continues to be significantly impacted by the ongoing CO...
June 30, 2020 | Coronavirus Response Team
As the COVID-19 pandemic has continued throughout the United States, the U.S. Department of Housing ...
May 20, 2020 | Coronavirus Response Team
This is part of our Commercial Real Estate Finance COVID-19 Impact Series, which is aimed at providi...
May 1, 2020 | Coronavirus Response Team
This is part of our Commercial Real Estate Finance COVID-19 Impact Series, which is aimed at providi...
April 24, 2020 | Coronavirus Response Team
The ongoing COVID-19 pandemic continues to impact all areas of the economy, but retail shopping cent...
April 20, 2020 | Coronavirus Response Team
Like other areas of commercial lending, loans insured by the Department of Housing and Urban Develop...
April 15, 2020 | Coronavirus Response Team
The ongoing COVID-19 pandemic has affected all areas of the economy, and the hospitality industry wa...
March 26, 2020 | Coronavirus Response Team
In addition to the actions taken by the Federal Housing Authority (FHA) and the Department of Housin...
February 15, 2017 | Publications
Enforcement of a new ordinance requiring property owners to register rental housing in Metro Louisvi...
February 15, 2017 | Blogs
Enforcement of a new ordinance requiring property owners to register rental housing in Metro Louis...
January 14, 2015 | Press Releases
Geoff White has been named member-in-charge of Frost Brown Todd’s Louisville office. White suc...