Blockchain & Banking
Our Blockchain and Banking Blog offers the latest information on financial services and litigation trends. Banking topics range from commercial and consumer lending, to bankruptcy and lender liability defense, to the Dodd-Frank and Regulations JJ. Notably, contributors to the blog have earned national recognition as legal trailblazers in the blockchain and cryptocurrency arena, owing to their experience helping scores of token developers execute viable ICOs and STOs. They provide timely updates on the evolving regulatory framework for token developers (and their investors), along with news of innovative blockchain applications in industries such as health care, real estate, manufacturing, and logistics.
Recent Blog Posts
![Blue tinted image of credit card on laptop with shallow depth of field.](https://frostbrowntodd.com/app/uploads/2024/01/blue-tinted-image-of-credit-card-on-laptop-with-shallow-depth-of-field-stockpack-gettyimages-270x500.jpg)
January 26, 2024 | Blogs
In line with the Consumer Financial Protection Bureau’s (CFPB) 2022 initiative to reduce “junk f...
![Big picture of finance, connecting the dots](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg)
October 12, 2023 | Blogs
The Consumer Financial Protection Bureau (CFPB or “Bureau”) announced its plans to raise the sta...
![A hand holds a pink piggy bank in front of a blackboard with a Bitcoin symbol and circuit lines drawn on it.](https://frostbrowntodd.com/app/uploads/2019/08/BitCoin_PiggyBank-270x500.jpg)
August 29, 2023 | Blogs
This article explores recent developments in the U.S. federal taxation of virtual currencies by the ...
![Stock photo of a beautiful young woman’s face very close up. She’s looking at a complicated set of holographic, see-thru numbers. The numbers are also reflected in her spectacles.](https://frostbrowntodd.com/app/uploads/2023/07/stock-photo-of-a-beautiful-young-womans-face-very-close-up-shes-looking-at-a-complicated-set-of-holographic-see-thru-numbers-the-numbers-are-also-reflected-in-her-spectacles-stockpack-gettyimages-270x500.jpg)
July 28, 2023 | Blogs
The Corporate Transparency Act (CTA) is scheduled to take effect in a matter of months (on January 1...
![Different cryptocurrencies and gavel over computer mainboard.Concept image for cryptocurrency](https://frostbrowntodd.com/app/uploads/2023/07/different-cryptocurrencies-and-gavel-over-computer-mainboardconcept-image-for-cryptocurrency-stockpack-gettyimages-270x500.jpg)
July 25, 2023 | Blogs
Most virtual asset providers are aware of federal-level guidance, such as the money services busines...
![Macro shot of pocket watch face with 100 dollar bill Ben Franklin. Selective focus is on Franklin's Eyes. Gold Tone.](https://frostbrowntodd.com/app/uploads/2023/07/macro-shot-of-pocket-watch-face-with-100-dollar-bill-ben-franklin-selective-focus-is-on-franklins-eyes-gold-tone-stockpack-gettyimages-270x500.jpg)
July 25, 2023 | Blogs
This article was originally published in Bloomberg Law’s Banking, Professional Perspectives. I...
![Gold bitcoin coin on background of growth chart](https://frostbrowntodd.com/app/uploads/2023/03/gold-bitcoin-coin-on-background-of-growth-chart-stockpack-pexels-270x500.jpg)
March 13, 2023 | Blogs
On November 28, 2022, the United States Department of Treasury’s Office of Foreign Assets Cont...
![High quality 3D rendered image, perfectly usable for topics related to big data, global networks, international flight routes or the spread of a pandemic / computer virus.Textures courtesy of NASA:https://visibleearth.nasa.gov/images/55167/earths-city-lights,https://visibleearth.nasa.gov/images/73934/topography](https://frostbrowntodd.com/app/uploads/2022/05/high-quality-3d-rendered-image-perfectly-usable-for-topics-related-to-big-data-global-networks-international-flight-routes-or-the-spread-of-a-pandemic-computer-virustextures-courtesy-of-nasahttpsvisib-stockpack-gettyimages-270x500.jpg)
October 31, 2022 | Blogs
On September 30, 2022, the United States Department of Treasury’s Office of Foreign Assets Control...
![Prague, Czech Republic - October, 2019: Silver Bitcoin, bit coin online digital currency frozen in the blue ice. Concept of block chain, crypto market crash. Frozen crypto money, depreciation](https://frostbrowntodd.com/app/uploads/2022/07/prague-czech-republic-october-2019-silver-bitcoin-bit-coin-online-digital-currency-frozen-in-the-blue-ice-concept-of-block-chain-crypto-market-crash-frozen-crypto-money-depreciation-stockpack-gettyimages-270x500.jpg)
July 14, 2022 | Blogs
Much discussion has been had recently about the fact that cryptocurrencies (tokens and coins) do not...
![Prague, Czech Republic - October, 2019: Silver Bitcoin, bit coin online digital currency frozen in the blue ice. Concept of block chain, crypto market crash. Frozen crypto money, depreciation](https://frostbrowntodd.com/app/uploads/2022/07/prague-czech-republic-october-2019-silver-bitcoin-bit-coin-online-digital-currency-frozen-in-the-blue-ice-concept-of-block-chain-crypto-market-crash-frozen-crypto-money-depreciation-stockpack-gettyimages-270x500.jpg)
July 13, 2022 | Blogs
In bankruptcy parlance, the lookback period does not look good for the crypto industry. In the last ...
![Prague, Czech Republic - October, 2019: Silver Bitcoin, bit coin online digital currency frozen in the blue ice. Concept of block chain, crypto market crash. Frozen crypto money, depreciation](https://frostbrowntodd.com/app/uploads/2022/07/prague-czech-republic-october-2019-silver-bitcoin-bit-coin-online-digital-currency-frozen-in-the-blue-ice-concept-of-block-chain-crypto-market-crash-frozen-crypto-money-depreciation-stockpack-gettyimages-270x500.jpg)
July 11, 2022 | Blogs
News outlets and industry publications have been publishing information about recent “crypto winte...
![Fishing hook and digital wallet symbol drawn white chat bubble on blue background. Horizontal composition with copy space. Phishing concept.](https://frostbrowntodd.com/app/uploads/2022/06/fishing-hook-and-digital-wallet-symbol-drawn-white-chat-bubble-on-blue-background-horizontal-composition-with-copy-space-phishing-concept-stockpack-gettyimages-270x500.jpg)
June 23, 2022 | Blogs
Cryptocurrency has long been the digital Wild West—the legal system has been working to catch up t...
![Gold and silver round coin](https://frostbrowntodd.com/app/uploads/2022/06/gold-and-silver-round-coin-stockpack-pexels-270x500.jpg)
June 13, 2022 | Blogs
Following President Joe Biden’s outlining the national policy on digital assets and technologies, ...
![NFT non fungible token on a hard surface motherboard. Crypto currency. 3D rendering](https://frostbrowntodd.com/app/uploads/2022/06/nft-non-fungible-token-on-a-hard-surface-motherboard-crypto-currency-3d-rendering-stockpack-gettyimages-270x500.jpg)
June 8, 2022 | Blogs
On June 1, 2022, the Department of Justice (DOJ) announced the indictment of a former product manage...
![Gavel and electronic devices. Regulation of blockchain.](https://frostbrowntodd.com/app/uploads/2022/05/gavel-and-electronic-devices-regulation-of-blockchain-stockpack-gettyimages-270x500.jpg)
May 20, 2022 | Blogs
Are decentralized autonomous organizations (DAOs) de facto general partnerships such that their “m...
![Encryption your data. Binary code and digital Lock. Hacker attack and data breach. Big data with encrypted computer code. Safe your data. Cyber internet security and privacy concept. Database storage 3d illustration](https://frostbrowntodd.com/app/uploads/2022/04/encryption-your-data-binary-code-and-digital-lock-hacker-attack-and-data-breach-big-data-with-encrypted-computer-code-safe-your-data-cyber-internet-security-and-privacy-concept-database-storage-3d-ill-stockpack-gettyimages-270x500.jpg)
April 19, 2022 | Blogs
On March 31, 2022, the United States District Court for the Southern District of New York dismissed ...
![Person putting bitcoin in a piggy bank](https://frostbrowntodd.com/app/uploads/2022/03/person-putting-bitcoin-in-a-piggy-bank-stockpack-pexels-270x500.jpg)
March 25, 2022 | Blogs
The Department of Labor’s Employee Benefits Security Administration (DOL) issued Compliance Assist...
![pile of coins on technology financial graph background.](https://frostbrowntodd.com/app/uploads/2022/03/double-exposure-image-of-coin-stacks-on-technology-financial-graph-background-stockpack-gettyimages-1-270x500.jpg)
March 9, 2022 | Blogs
President Biden issued an Executive Order (the “Order”) earlier outlining the administration’s...
![Concept cryptographic nft on a hundred-dollar bill franklin in glasses](https://frostbrowntodd.com/app/uploads/2022/03/concept-cryptographic-nft-on-a-hundred-dollar-bill-franklin-in-glasses-stockpack-gettyimages-270x500.jpg)
March 1, 2022 | Blogs
The increased popularity of non-fungible tokens (NFTs) has potential to inspire new methods of creat...
![A pen and a calculator are placed on top of several tax forms.](https://frostbrowntodd.com/app/uploads/2020/03/Coronavirus-Tax-Changes-270x500.jpg)
February 8, 2022 | Blogs
Another tax year, another change. The annual Form 1099-K issuance (Payment Card [1] and Third-Party ...
![Banking System and Electronic Transfer for Business](https://frostbrowntodd.com/app/uploads/2022/01/banking-system-and-electronic-transfer-for-business-stockpack-gettyimages-270x500.jpg)
January 24, 2022 | Blogs
The Federal Reserve recently released a publication discussing the potential of a central bank digit...
![A modern data center with rows of server racks and blue LED lights.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Computer-Server-Room.jpg)
September 13, 2021 | Blogs
While the boom of cryptocurrency in the United States has led to several developments and changes to...
![Servers Technology](https://frostbrowntodd.com/app/uploads/2019/07/Technology-IT-Room-270x500.jpg)
June 24, 2021 | Blogs
As discussed at length in my prior article (KY Passes New Tax Breaks for Cryptomining), Kentucky rec...
![Block Chain Network](https://frostbrowntodd.com/app/uploads/2020/02/Blockchain_Network-270x500.jpg)
June 9, 2021 | Blogs
On May 12, a plaintiff sued Dapper Labs, Inc. and the CEO of Dapper Labs, alleging violation of secu...
![A modern office setup with a desk, documents, and a laptop, illuminated by warm sunlight.](https://frostbrowntodd.com/app/uploads/2019/07/Conference-Room-Data-270x500.jpg)
May 5, 2021 | Blogs
On April 7, 2021, the Department of Financial Protection and Innovation (DFPI) published revised reg...
![FBT logo on dark blue placeholder image](https://frostbrowntodd.com/app/uploads/2022/12/FBTAS-placeholder-article-520x900-1-270x500.png)
April 1, 2021 | Blogs
Your vendor wants to use A Blockchain “Smart Contract” for the transaction. Now what? At a glanc...
![A modern data center with rows of server racks and blue LED lights.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Computer-Server-Room.jpg)
March 29, 2021 | Blogs
Kentucky has long been considered a national leader in the manufacturing industry given its low cost...
![A digital representation of a blockchain network with interconnected nodes and data blocks against a dark background, symbolizing a decentralized and secure ledger technology.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg)
March 18, 2021 | Blogs
Distributed ledger technologies (DLTs) are becoming more prominent with applications across supply c...
![Several envelopes are labeled with "FINAL NOTICE" and "PAST DUE."](https://frostbrowntodd.com/app/uploads/2020/04/Final-Notice-Debt-270x500.jpg)
February 4, 2021 | Blogs
A business’ routine and seemingly mundane operational practices can sometimes have material legal ...
![A stack of colorful credit cards is spread out, displaying some of the card numbers.](https://frostbrowntodd.com/app/uploads/2020/04/Credit-Cards-Finance-Colorful-270x500.jpg)
January 29, 2021 | Blogs
In most cases, Tennessee merchants – and customers – pay processing fees on the total amount of ...
![A swirling vortex surrounded by numerous U.S. dollar bills.](https://frostbrowntodd.com/app/uploads/2020/05/Cash-Tunnel-270x500.jpg)
November 13, 2020 | Blogs
Many small businesses are structured as pass-through entities for federal income tax purposes.[1] We...
![The front facade of a building displays a sign reading "Internal Revenue Service."](https://frostbrowntodd.com/app/uploads/2020/05/IRS-Internal-Revenue-Service-270x500.jpg)
November 3, 2020 | Blogs
Bankers participating in the Paycheck Protection Program (PPP) must be aware of their reporting obli...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2019/05/Blockchain-CombinationLock-270x500.jpg)
October 12, 2020 | Blogs
At a recent industry conference, Financial Crimes Enforcement Network (FinCEN) director Kenneth Blan...
![A smartphone displaying a banking app lies on a laptop keyboard next to several credit cards.](https://frostbrowntodd.com/app/uploads/2019/04/Finance-CreditCards-Phone-Keyboard-270x500.jpg)
August 31, 2020 | Blogs
On August 20, 2020, the Consumer Financial Protection Bureau (CFPB) and TD Bank, N.A. (“TD Bank”...
![Digital chainlinks, blockchain](https://frostbrowntodd.com/app/uploads/2019/12/Blockchain_GlowingChain-270x500.jpg)
July 24, 2020 | Blogs
On July 22, 2020, the Office of the Comptroller of the Currency (“OCC”) released Interpretative ...
![Digital key unlocking code](https://frostbrowntodd.com/app/uploads/2019/12/Blockchain_Key-270x500.jpg)
July 24, 2020 | Blogs
Effective July 15, 2020, Kentucky statutorily empowered its first “Blockchain Technology Working G...
![Two storefronts, one with a red brick facade and the other with a light brown brick facade, are visible along a paved street.](https://frostbrowntodd.com/app/uploads/2020/05/Downtown-Storefronts-270x500.jpg)
July 16, 2020 | Blogs
Holders of unclaimed or abandoned property should familiarize themselves with their state’s proced...
![A woman wearing a headset is using a computer to have a video call with an older man who appears on the screen.](https://frostbrowntodd.com/app/uploads/2020/04/Remote-Assistance-Telehealth-270x500.jpg)
July 13, 2020 | Blogs
One of the most important areas for banks and credit unions to master is the handling of situations ...
![Stack of papers in front of computer](https://frostbrowntodd.com/app/uploads/2019/07/Documents-BinderClips-270x500.jpg)
July 1, 2020 | Blogs
Many of our clients who provide goods or services on credit[1] have a form sales contract that inclu...
![A bankruptcy petition form is being filled out.](https://frostbrowntodd.com/app/uploads/2020/03/Coronavirus-Bankruptcy-Application-270x500.jpg)
June 30, 2020 | Blogs
Two recent bankruptcy court cases remind counsel of the great importance of knowing the proclivities...
![A series of fluctuating financial graphs and numerical data overlaying a dark background, likely representing stock market information.](https://frostbrowntodd.com/app/uploads/2020/05/Finance-Line-Graphs-Blue-Green-270x500.jpg)
June 8, 2020 | Blogs
The Office of the Comptroller of the Currency (“OCC”) issued a Community Reinvestment Act (“CR...
![A traditional balance scale with empty pans against a blue background.](https://frostbrowntodd.com/app/uploads/2019/07/Legal-Scales-BlueBG.jpg)
April 22, 2020 | Blogs
A commercial lender’s favorite collateral is often a borrower’s accounts receivable. This collat...
![A gold piggy bank is being squeezed by a carpenter's vise with wooden handles.](https://frostbrowntodd.com/app/uploads/2019/06/squeeze-pigy-bank-save-money-penny-pinching-270x500.jpg)
April 22, 2020 | Blogs
Banks and their lawyers know that lender liability cases come in all shapes and sizes. One of the co...
![A row of colorful suburban townhouses with front porches and a landscaped pathway under a partly cloudy sky.](https://frostbrowntodd.com/app/uploads/2019/06/Townhouses-Rows-270x500.jpg)
April 16, 2020 | Blogs
Much discussion has been had during the past weeks with regards to assisting mortgage borrowers by a...
![A person with curly hair and glasses appears stressed while looking at documents next to a laptop, a cup, and a glass of orange juice in a kitchen setting.](https://frostbrowntodd.com/app/uploads/2020/04/Woman-Frustrated-Bills-Forms-Home-270x500.jpg)
April 14, 2020 | Blogs
A Joint Statement[1], “Supervisory and Enforcement Practices Regarding the Mortgage Servicing ...
![Blockchain and Banking Blog featured image](https://frostbrowntodd.com/app/uploads/2019/11/Blog-Blockchain-Currency-270x500.jpg)
April 9, 2020 | Blogs
In early March 2020, FAT Brands, which includes Fatburger, Buffalo’s wings, Bonanza Steakhouse, an...
![Large marble columns stand prominently with trees visible in the background.](https://frostbrowntodd.com/app/uploads/2020/04/US-Supreme-Court-Capitol-Building-270x500.jpg)
April 6, 2020 | Blogs
A thriving market exists for the transfer of troubled secured debt. Recently, the Ohio Supreme Cou...
![A person is holding an empty wallet, showing the inside.](https://frostbrowntodd.com/app/uploads/2020/03/Coronavirus-Empty-Wallet-270x500.jpg)
March 23, 2020 | Blogs
It seems like we are all remote bankers now. With branch operations restricted and teller lines clos...
![A close-up of the flag of Kentucky featuring a seal with two figures shaking hands surrounded by the state's motto and a wreath of goldenrod.](https://frostbrowntodd.com/app/uploads/2019/07/Kentucky_Flag-270x500.jpg)
March 18, 2020 | Blogs
Hailey Nolan, depository division director for Kentucky’s Department of Financial Institutions, to...
![A person's hands are using a smartphone with colorful icons on the screen, with blurred lights and a dark background suggesting a nightlife setting.](https://frostbrowntodd.com/app/uploads/2019/07/Mobile-Purchaser-270x500.jpg)
March 18, 2020 | Blogs
Financial institutions across the country are adjusting branch operations in response to COVID-19. ...
![A red spiky virus is superimposed over a graph showing a sharp decline from green to red.](https://frostbrowntodd.com/app/uploads/2020/03/Coronavirus-Economy-270x500.jpg)
March 16, 2020 | Blogs
In terms of operational shutdowns, lack of customers, and canceled or delayed contracts, all busines...
![Locked puzzle pieces of code](https://frostbrowntodd.com/app/uploads/2019/12/LockedCodeBlocks_FBTcolors-270x490.jpg)
March 13, 2020 | Blogs
We are all feeling the trickle-down of the short-term effect of coronavirus on Wall Street markets. ...
![Digital representation of a stock market graph overlaid with virus particles.](https://frostbrowntodd.com/app/uploads/2020/03/Coronavirus-Graphs-270x500.jpg)
March 11, 2020 | Blogs
Yesterday, March 10, Dr. Anthony Fauci, Director of the National Institute of Allergy and Infectious...
![A digital fingerprint overlayed on a background with binary code and abstract technological graphics represents cybersecurity and digital identity concepts.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Fingerprint-Scanning-Tech-270x500.jpg)
March 9, 2020 | Blogs
Bankers in the fintech space are familiar with the FFIEC’s Guidance recommending multi-factor auth...
![Block Chain Network](https://frostbrowntodd.com/app/uploads/2020/02/Blockchain_Network-270x500.jpg)
February 28, 2020 | Blogs
Blockchains are becoming more prominent in cryptocurrencies like Bitcoin, supply chain applications,...
![Electronic Board With Bank Card](https://frostbrowntodd.com/app/uploads/2017/05/credit-card-on-electronic-chip-background-270x500.jpg)
February 7, 2020 | Blogs
Many banks and credit unions are only too well aware that they are the targets of an industry of pla...
![A tablet displaying a mortgage application form is placed on a desk cluttered with documents, a pen, eyeglasses, and a black notebook.](https://frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg)
January 30, 2020 | Blogs
Many states have a requirement that contracting parties treat each other with a minimum amount of fa...
![A magnifying glass lies on top of financial documents next to a calculator, suggesting a detailed financial analysis or audit.](https://frostbrowntodd.com/app/uploads/2019/07/Market-Conduct-270x500.jpg)
January 24, 2020 | Blogs
The question of does a lien exist without a debt for it to secure is a complicated issue that unfort...
![A wooden judge's gavel rests on its sound block on a dark wooden background, symbolizing law and authority.](https://frostbrowntodd.com/app/uploads/2019/06/Gavel_Dark-270x500.jpg)
January 23, 2020 | Blogs
In two prior posts, I addressed several questions surrounding appeals in Ohio real estate foreclosur...
![hacker in dark room behind data breach](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Data-Security-Basement-Hacker-270x500.jpg)
January 7, 2020 | Blogs
Governmental officials and cyber security experts currently anticipate that Iran’s responses to re...
![Financial Services Bank Building](https://frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg)
January 6, 2020 | Blogs
On December 12, the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller o...
![Hemp money](https://frostbrowntodd.com/app/uploads/2019/12/Marijuana-Leaf-DollarBill-270x500.jpg)
December 11, 2019 | Blogs
Overview The new industrial hemp industry presents financial institutions with exciting business o...
![A tablet displaying a mortgage application form is placed on a desk cluttered with documents, a pen, eyeglasses, and a black notebook.](https://frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg)
December 10, 2019 | Blogs
Loan servicers’ employees are human beings. Loan servicing employees use systems designed by other...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg)
December 10, 2019 | Blogs
The increasing popularity of cryptocurrencies and other digital assets, most notably, Bitcoin and Et...
![Business Marijuana Hemp Leaves Cannabis Stock Exchange Market](https://frostbrowntodd.com/app/uploads/2019/11/Hemp-Blog-Business-Finance-270x500.jpg)
December 4, 2019 | Blogs
Four key federal banking regulatory agencies, joined by the Conference of State Bank Supervisors, is...
![A person is reviewing a document with a pen in hand, ready to write or make annotations.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg)
November 26, 2019 | Blogs
Opening remarks on liability. I enforce many unconditional and unlimited guaranty documents signed b...
![Blockchain and Banking Blog featured image](https://frostbrowntodd.com/app/uploads/2019/11/Blog-Blockchain-Currency-270x500.jpg)
November 19, 2019 | Blogs
Blockchain start-ups who side-stepped traditional seed round financing in favor of selling future ri...
![Foreclosure Sign In Front On Modern House](https://frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg)
November 18, 2019 | Blogs
Previously, I wrote blog posts on planning commercial litigation and the considerations involved in ...
![Financial Services Bank Building](https://frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg)
November 18, 2019 | Blogs
A recent Court of Appeals decision is a good reminder for experienced lender’s litigation counsel ...
![A person in a suit stands confused in front of a chaotic, scribbled mess on a wall.](https://frostbrowntodd.com/app/uploads/2019/07/Confused-270x500.jpg)
November 4, 2019 | Blogs
A lien in favor of the Internal Revenue Service (“IRS”) attaches to all the indebted party’s i...
![Blue ICO icon](https://frostbrowntodd.com/app/uploads/2018/05/ICO-glowing-blue-digital-computer-interface-270x500.jpg)
October 25, 2019 | Blogs
The Securities and Exchange Commission (“SEC”) recently moved to sanction an ICO-related busines...
![A person's hands are using a smartphone with colorful icons on the screen, with blurred lights and a dark background suggesting a nightlife setting.](https://frostbrowntodd.com/app/uploads/2019/07/Mobile-Purchaser-270x500.jpg)
October 16, 2019 | Blogs
Last Friday, the Chairman of the U.S. Commodity Futures Trading Commission (CFTC), the Director of t...
![A close-up of credit cards placed on top of US currency bills.](https://frostbrowntodd.com/app/uploads/2019/06/Credit-Cards-Cash-e1562772817104-270x500.jpg)
September 17, 2019 | Blogs
Should state Attorney General’s (AG’s) intrude in the private market place to influence the cho...
![A group of individuals are standing close together, clasping each other's hands in a show of unity or agreement.](https://frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg)
August 19, 2019 | Blogs
The work of commercial transaction counsel who represent borrowers can involve making representation...
![Featured image for Intellectual Property Practice Area](https://frostbrowntodd.com/app/uploads/2019/10/IP-Innovation-270x483.jpg)
August 4, 2019 | Blogs
For the most part, U.S. governmental entities are allowing cryptocurrency regulation to evolve incre...
![A person is reviewing a document with a pen in hand, ready to write or make annotations.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg)
July 23, 2019 | Blogs
A well-crafted contract will be concise, clear, and avoid internal conflicts. In this last article o...
![A person is reviewing a document with a pen in hand, ready to write or make annotations.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg)
July 15, 2019 | Blogs
In this second article of our three-part series on payments contracts and drafting considerations, r...
![A person is reviewing a document with a pen in hand, ready to write or make annotations.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg)
July 8, 2019 | Blogs
Payment card networks are built on a web of contractual arrangements containing incentives and alloc...
![A hand holds a pink piggy bank in front of a blackboard with a Bitcoin symbol and circuit lines drawn on it.](https://frostbrowntodd.com/app/uploads/2019/08/BitCoin_PiggyBank-270x500.jpg)
July 5, 2019 | Blogs
Background Blockchain technology’s potential for disintermediation in the financial sphere has evo...
![A contract document with bold red text and various clauses and sections visible.](https://frostbrowntodd.com/app/uploads/2019/09/Contract-270x500.jpg)
June 20, 2019 | Blogs
Lenders and their counsel know that it is important to properly describe the collateral on which a l...
![Piggy bank overflowing with money](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Piggy-Bank-Money-270x500.jpg)
June 2, 2019 | Blogs
With the recent decision in Spokeo v. Robbins, bloggers and legal commentators have spent much time...
![Foreclosure Sign In Front On Modern House](https://frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg)
May 29, 2019 | Blogs
There has been some significant activity recently involving the rights and obligations of junior re...
![Modern apartment buildings with vibrant facades are surrounded by neatly landscaped green spaces and pedestrian paths under a clear blue sky.](https://frostbrowntodd.com/app/uploads/2019/07/Apartment_Building2-270x500.jpg)
May 7, 2019 | Blogs
Uncounted dollars in money, goods and services are routinely transferred in reliance on the priority...
![Cannabis Marijuana Oil Extracts In Jars And Leaves For Treatment.](https://frostbrowntodd.com/app/uploads/2019/07/Hemp_Oil-270x500.jpg)
April 30, 2019 | Blogs
On April 25, 2019, the West Virginia Treasurer’s Office issued a request for proposals (RFP) seeki...
![Two people are pulling on a small model house while standing in front of a suburban home.](https://frostbrowntodd.com/app/uploads/2019/09/divorce-fighting-over-home-assets-270x500.jpg)
April 29, 2019 | Blogs
The old adage “no harm no foul” applies to tort litigation unless there is a statute or contract...
![A close-up of a blue calculator focusing on the "TAX+" button.](https://frostbrowntodd.com/app/uploads/2019/06/Financial-Tax-Calculator-270x500.jpg)
April 26, 2019 | Blogs
Over the years, I have often addressed questions related to IRS Form 1099-C titled Cancellation of ...
![A smartphone displaying a banking app lies on a laptop keyboard next to several credit cards.](https://frostbrowntodd.com/app/uploads/2019/04/Finance-CreditCards-Phone-Keyboard-270x500.jpg)
April 15, 2019 | Blogs
Earlier this year BB&T and SunTrust announced a merger that if completed will create the sixth-l...
![A digital representation of blockchain technology is shown, featuring interconnected blocks of binary data highlighted in blue.](https://frostbrowntodd.com/app/uploads/2019/08/Blockchain_UnlockingFiles-270x500.jpg)
April 3, 2019 | Blogs
For anyone who has been paying attention to the recent cryptocurrency craze globally and the growing...
![A tablet displaying a mortgage application form is placed on a desk cluttered with documents, a pen, eyeglasses, and a black notebook.](https://frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg)
April 2, 2019 | Blogs
Ohio and other states where Frost Brown Todd has offices have long had witness and/or notary require...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2019/05/Blockchain-CombinationLock-270x500.jpg)
April 1, 2019 | Blogs
While the ICO market weathers a frigid crypto winter and awaits further regulatory clarity, many is...
![A wooden gavel and a brass scale symbolizing law and justice rest on a desk with books in the background.](https://frostbrowntodd.com/app/uploads/2019/07/Well-Practiced-Gavel-Scales-270x500.jpg)
March 4, 2019 | Blogs
The fortunes of those who owe you money can vary over the years. This blog post explores how Ohio ju...
![A person's hands are using a smartphone with colorful icons on the screen, with blurred lights and a dark background suggesting a nightlife setting.](https://frostbrowntodd.com/app/uploads/2019/07/Mobile-Purchaser-270x500.jpg)
February 27, 2019 | Blogs
The number of tech companies offering alternatives to traditional banks has increased severalfold in...
![Big picture of finance, connecting the dots](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg)
February 25, 2019 | Blogs
Experienced counsel who regularly litigate for or against federally chartered and regulated financia...
![A gavel rests atop a closed book on a flat surface.](https://frostbrowntodd.com/app/uploads/2019/09/Gavel_Book-270x500.jpg)
February 12, 2019 | Blogs
Collection lawyers know that sometimes their efforts, including litigation, are temporarily halted. ...
![A pink piggy bank is being held up against a chalkboard background with a Bitcoin and circuit diagram drawn above it.](https://frostbrowntodd.com/app/uploads/2019/07/BitCoin-Piggy-Bank-270x500.jpg)
February 10, 2019 | Blogs
A security token offering (STO) is, as its name indicates, a public or private sale of a “security...
![Virtual Data Files Containing Cryptographic Keys](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-Files-270x500.jpg)
February 8, 2019 | Blogs
Frost Brown Todd attorneys Courtney Rogers Perrin and Joshua Lewis join Nick Sciple of the Industry ...
![A close-up view of a cellphone keypad with illuminated blue buttons displaying numbers and corresponding letters.](https://frostbrowntodd.com/app/uploads/2019/07/Phone-Screen-270x500.jpg)
February 1, 2019 | Blogs
The Federal Communications Commission (FCC) recently issued an order approving new rules authorizing...
![Foreclosure Sign In Front On Modern House](https://frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg)
December 17, 2018 | Blogs
Ohio’s lis pendens statute is maddeningly simple. Ohio Revised Code section 2703.26’s two senten...
![A digital illustration represents cybersecurity with a padlock symbol superimposed over a circuit board background with binary code and cybersecurity icons.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-CyberSecurity-Padlock-270x500.jpg)
December 5, 2018 | Blogs
Good news! The Ohio legislature has offered financial institutions some legal protections in the for...
![A network of metal gears is inscribed with the words "RULES," "REGULATIONS," "STANDARDS," "POLICIES," and "COMPLIANCE."](https://frostbrowntodd.com/app/uploads/2019/09/Rules-regulations-compliance-policies-standards-gears-270x500.jpg)
December 3, 2018 | Blogs
For nearly a decade, participants in the blockchain and cryptocurrency space have operated in a regu...
![A group of individuals are standing close together, clasping each other's hands in a show of unity or agreement.](https://frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg)
November 26, 2018 | Blogs
Students in the USA are taught that we have three branches of government; executive, legislative and...
![Foreclosure Sign In Front On Modern House](https://frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg)
November 21, 2018 | Blogs
A few months ago, I posted a blog article questioning the true economic viability of appellate oppo...
![A person is interacting with a futuristic digital search interface projected in the air.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Search-hand-Male-e1562860056355-270x500.jpg)
October 22, 2018 | Blogs
A collection of litigator’s communications with the client include receiving and seeking informati...
![A modern office setup with a desk, documents, and a laptop, illuminated by warm sunlight.](https://frostbrowntodd.com/app/uploads/2019/07/Conference-Room-Data-270x500.jpg)
October 18, 2018 | Blogs
It takes many systems (hardware, software and employee activities) to operate a modern lending insti...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
September 12, 2018 | Blogs
As anyone launching an initial coin offering (ICO), token-generation event or whatever else they wan...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
September 5, 2018 | Blogs
Consider the common commercial loan collection situation: a business debt collateralized by relative...
![Financial Services Bank Building](https://frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg)
August 24, 2018 | Blogs
SAVE THE DATE: August 28, 2018, at 3:00 p.m. EST The growing importance of blockchain businesses, a...
![Online Theft](https://frostbrowntodd.com/app/uploads/2017/05/stealing-data-breach-hand-taking-credit-card-from-wallet-through-computer-screen-270x500.jpg)
August 9, 2018 | Blogs
On Friday, August 3, Governor Kasich signed Ohio Senate Bill 220, which acknowledges for the first t...
![A shattered blue piggy bank with coins scattered around it on a wooden surface.](https://frostbrowntodd.com/app/uploads/2019/06/Financial-Broken-Piggy-Bank-1-270x500.jpg)
August 1, 2018 | Blogs
A lawyer’s usual task is to help solve the client’s current problem: resolve a dispute; ...
![Two individuals are shaking hands over a table with documents and a digital tablet, suggesting a professional agreement or partnership.](https://frostbrowntodd.com/app/uploads/2019/07/Making-a-Deal-Handshake-270x500.jpg)
July 6, 2018 | Blogs
Lawyers representing creditors often compete with federal government claims against the same insolve...
![A calculator with a prominent red "TAX" button is lying next to a pen on top of financial documents.](https://frostbrowntodd.com/app/uploads/2019/06/Financial-Calculator-Pen-270x500.jpg)
June 19, 2018 | Blogs
A federal tax lien arises when the Internal Revenue Service takes administrative action to note in i...
![An empty classroom with wooden walls, desks, and black chairs, illuminated by natural light from a window on the side.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Commercial-Litigation-Courtroom-270x500.jpg)
June 6, 2018 | Blogs
A prior blog post analyzed Green Tree Servicing v. Asterino-Starcher, et al., 2018-Ohio-977 (Frankli...
![Foreclosure Sign In Front On Modern House](https://frostbrowntodd.com/app/uploads/2019/09/Foreclosure-sign-270x500.jpg)
May 30, 2018 | Blogs
Foreclosure cases often proceed without participation or significant defense by the obligor / mortga...
![A person with dark hair is standing facing an audience, gesturing with their right hand, possibly speaking, while holding a tablet in their left hand.](https://frostbrowntodd.com/app/uploads/2019/06/FemaleLawyer_Presenting-1-270x500.jpg)
May 14, 2018 | Blogs
Deal lawyers often seek to insure an outcome using multiple approaches simultaneously; this is collo...
![A blue-toned architectural wireframe sketch of a building displays the structural design and dimension lines.](https://frostbrowntodd.com/app/uploads/2019/06/Blueprint_Commercial-270x500.jpg)
May 4, 2018 | Blogs
Internal Revenue Service liens attach to all a taxpayer’s “property and rights to proper...
![A group of individuals are standing close together, clasping each other's hands in a show of unity or agreement.](https://frostbrowntodd.com/app/uploads/2019/07/Data-Crunching-Numbers-270x500.jpg)
May 1, 2018 | Blogs
When does a modification to or extension of a commercial loan constitute the act of opening a &ldquo...
![Family Financial Management, Mortgage And Payday Loan Or Cash Advance Concept : Loan Bags, Family In A House On Balance Scale, Depicts Short Term Borrowing, High Interest Rate Based On Credit Profile](https://frostbrowntodd.com/app/uploads/2018/04/collateral-concept-balance-beam-with-loan-on-one-side-and-property-on-other-270x500.jpg)
April 26, 2018 | Blogs
Ohio Revised Code Section 1336.07 is Ohio’s codification of the “Remedies” section...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg)
April 18, 2018 | Blogs
On April 17, 2018, New York Attorney General Eric T. Schneiderman (the “NY AG”) launched...
![A person is reviewing a document with a pen in hand, ready to write or make annotations.](https://frostbrowntodd.com/app/uploads/2019/07/Business-Contract-Negotiation-270x500.jpg)
April 13, 2018 | Blogs
Guarantor was the spouse of a business owner. Spouse’s business opened a deposit account and a...
![A judge's gavel and a balance scale are presented on a desk, illuminated by natural light, suggesting a legal or judicial setting.](https://frostbrowntodd.com/app/uploads/2019/07/Legal-Gavel-Scales-Desk-270x500.jpg)
April 6, 2018 | Blogs
Defendant is a mother who received the news all parents of teenagers everywhere desire and fear: Con...
![A tablet displaying a mortgage application form is placed on a desk cluttered with documents, a pen, eyeglasses, and a black notebook.](https://frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg)
April 3, 2018 | Blogs
An Ohio residential loan and mortgage were made and recorded in 2008. After default, a foreclosure c...
![A digital fingerprint overlayed on a background with binary code and abstract technological graphics represents cybersecurity and digital identity concepts.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-Fingerprint-Scanning-Tech-270x500.jpg)
March 27, 2018 | Blogs
Many entrepreneurs and existing companies exploring opportunities in the fintech space often experie...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
March 14, 2018 | Blogs
The Financial Crimes Enforcement Network (FinCEN) appears to be taking steps to eliminate some of th...
![A digital representation of a blockchain network with interconnected nodes and data blocks against a dark background, symbolizing a decentralized and secure ledger technology.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg)
January 10, 2018 | Blogs
SEC issues cease-and-desist order two days into the Munchee ICO, a sign the Commission is inchi...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
November 15, 2017 | Blogs
On October 25, 2017, Plaintiff, Andrew Baker filed a proposed class action against Dynamic Ledger So...
![Virtual Data Files Containing Cryptographic Keys](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-Files-270x500.jpg)
October 20, 2017 | Blogs
The Commodity Futures Trade Commission’s (CFTC’s) recent publication of “A CFTC Pr...
![Modern apartment buildings with vibrant facades are surrounded by neatly landscaped green spaces and pedestrian paths under a clear blue sky.](https://frostbrowntodd.com/app/uploads/2019/07/Apartment_Building2-270x500.jpg)
October 16, 2017 | Blogs
On October 12, 2017, The West Virginia Supreme Court issued a decision in State of West Virginia ex ...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
September 14, 2017 | Blogs
As previously discussed, Bitcoin ATMs are a growing industry, offering consumers great flexibility i...
![A network of metal gears is inscribed with the words "RULES," "REGULATIONS," "STANDARDS," "POLICIES," and "COMPLIANCE."](https://frostbrowntodd.com/app/uploads/2019/09/Rules-regulations-compliance-policies-standards-gears-270x500.jpg)
September 14, 2017 | Blogs
Depending on the state where the Bitcoin ATM operator sets up the business, the operator may – or ...
![A pink piggy bank is being held up against a chalkboard background with a Bitcoin and circuit diagram drawn above it.](https://frostbrowntodd.com/app/uploads/2019/07/BitCoin-Piggy-Bank-270x500.jpg)
September 14, 2017 | Blogs
The traditional ATM is a truly ubiquitous part of our culture. Although the first American ATM was n...
![A digital representation of a blockchain network with interconnected nodes and data blocks against a dark background, symbolizing a decentralized and secure ledger technology.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-270x500.jpg)
September 5, 2017 | Blogs
While recent announcements by Chinese and South Korean regulators may spark companies planning an in...
![A wooden gavel rests on a stack of papers with a blurred backdrop of bookshelves.](https://frostbrowntodd.com/app/uploads/2019/07/Gavel_Files-270x500.jpg)
August 4, 2017 | Blogs
The first states to officially begin regulating blockchain technology and business did so in 2014, w...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg)
July 31, 2017 | Blogs
Lost in the headlines over the SEC’s recent pronouncements on cryptocurrency was important pra...
![A digital representation of blockchain technology is shown, featuring interconnected blocks of binary data highlighted in blue.](https://frostbrowntodd.com/app/uploads/2019/08/Blockchain_UnlockingFiles-270x500.jpg)
July 27, 2017 | Blogs
The Financial Crimes Enforcement Network (FinCEN) takes first action against a foreign-located money...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
July 26, 2017 | Blogs
Yesterday’s flurry of releases from the U.S. Securities and Exchange Commission leaves open th...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
July 6, 2017 | Blogs
This article was originally published on July 7, 2017 in Bitcoin Magazine, a subsidiary of BTC Media...
![A person is typing on a laptop while holding a credit card.](https://frostbrowntodd.com/app/uploads/2017/05/Laptop-Credit-Card-270x500.jpg)
May 11, 2017 | Blogs
West Virginia Governor Jim Justice has signed two bills (SB 344 and SB 563) into law that make signi...
![Financial Services Bank Building](https://frostbrowntodd.com/app/uploads/2017/04/Bank-Building-Downtown-270x500.jpg)
April 28, 2017 | Blogs
On Wednesday, April 26, the Conference of State Bank Supervisors (the “CSBS”) filed suit...
![A calculator and a pen lie atop financial documents with numerical data.](https://frostbrowntodd.com/app/uploads/2019/07/Calculator_Numbers-270x466.jpg)
March 23, 2017 | Blogs
Prepaid cards are increasingly popular—they are frequently used instead of traditional bank accoun...
![An open notebook with graphs is lying next to a calculator and a pen on a desk, indicative of an office or study environment.](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Report-270x500.jpg)
March 2, 2017 | Blogs
On February 27, 2017, The Financial Crimes Enforcement Network (“FinCEN”) fined Merchant...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
February 22, 2017 | Blogs
New Hampshire legislators may exempt people who provide money transfer services for virtual currency...
![A digital illustration represents cybersecurity with a padlock symbol superimposed over a circuit board background with binary code and cybersecurity icons.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-CyberSecurity-Padlock-270x500.jpg)
January 20, 2017 | Blogs
On September 13, 2016, the New York State Department of Financial Services (“NYDFS”) iss...
![Big picture of finance, connecting the dots](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg)
December 27, 2016 | Blogs
The Office of the Comptroller of the Currency (OCC), a subset of the U.S. Treasury Department, recen...
![A compass rests on a moss-covered surface, suggesting navigation or adventure in a natural setting.](https://frostbrowntodd.com/app/uploads/2019/07/Compass_Moss-270x500.jpg)
November 14, 2016 | Blogs
Medieval kings have something in common with cutting-edge software developers forking new applicat...
![Initial Coin Offering ICO](https://frostbrowntodd.com/app/uploads/2018/09/ICO-hand-grabbing-circles-with-money-symbols-270x500.jpg)
October 14, 2016 | Blogs
The Consumer Financial Protection Bureau (CFPB) recently issued a final rule, the “Prepaid Rul...
![A balance scale with a Bitcoin symbol on one side and a dollar sign on the other, comparing cryptocurrency to traditional currency.](https://frostbrowntodd.com/app/uploads/2019/07/Blockchain_Law_NoBG_FBTcolors-270x500.jpg)
October 13, 2016 | Blogs
It seems like everyone is discussing “blockchain,” but few have taken the time to really...
![The Supreme Court At Sunset](https://frostbrowntodd.com/app/uploads/2010/10/Government-US-Supreme-Court-270x500.jpg)
October 6, 2016 | Blogs
The Supreme Court recently agreed to review a case from the Second Circuit Court of Appeals holdin...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
October 6, 2016 | Blogs
Defendants in putative class actions suits filed in federal court attempting recovery for data breac...
![A contract document with bold red text and various clauses and sections visible.](https://frostbrowntodd.com/app/uploads/2019/09/Contract-270x500.jpg)
May 6, 2016 | Blogs
On May 5, 2016, the CFPB unveiled a proposed arbitration rule which would dramatically limit the con...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
April 11, 2016 | Blogs
Tennessee has recently enacted some potentially far reaching changes to its data breach notification...
![A wooden gavel rests on a stack of papers with a blurred backdrop of bookshelves.](https://frostbrowntodd.com/app/uploads/2019/07/Gavel_Files-270x500.jpg)
March 21, 2016 | Blogs
Despite the presence of an arbitration provision in a loan agreement or other document, a lender may...
![Kentucky Statehouse](https://frostbrowntodd.com/app/uploads/2010/10/Government-Frankfort-KY-270x500.jpg)
January 29, 2016 | Blogs
On January 1, 2016, the Uniform Voidable Transactions Act (UVTA) was enacted in Kentucky and can be ...
![Big picture of finance, connecting the dots](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg)
November 25, 2015 | Blogs
Telemarketers are now prohibited from accepting four methods of payment that the Federal Trade Commi...
![Financial Credit Cards](https://frostbrowntodd.com/app/uploads/2019/06/Financial-Credit-Cards-270x500.jpg)
November 18, 2015 | Blogs
Two class action lawsuits, Hucke v. Kubra Data Transfer LTD., Corp., No. 2-15-cv-14232-RLR, and &nbs...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
August 28, 2015 | Blogs
On July 10, 2015, the Federal Communication Commission (FCC) came out with new rules interpreting th...
![Bitcoin Cryptocurrency Security And Mining Concept. Safe Lock With Symbol Of Bitcoin On Circuit Board.](https://frostbrowntodd.com/app/uploads/2018/06/Blockchain-CombinationLock-270x500.jpg)
July 27, 2015 | Blogs
Community Banks need to be aware of the risks posed by cryptocurrencies like Bitcoin, because their ...
![Interlocking metal gears with the words "OLD WAY" and "NEW WAY" engraved on them, symbolizing change and progression.](https://frostbrowntodd.com/app/uploads/2019/07/Old-way-New-way-change-adapt-evolve-270x500.jpg)
July 22, 2015 | Blogs
After leaving the public, press, regulators, and lenders lingering for six months, the Supreme Court...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
July 6, 2015 | Blogs
Regional and community Banks often serve as Issuer Banks by providing credit and debit cards to thei...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
June 18, 2015 | Blogs
Much has been written of late about data breaches and the liabilities for the unauthorized acquisiti...
![A person is using a tablet with a blurred colorful background.](https://frostbrowntodd.com/app/uploads/2019/07/News-Reading-Articles-Tablet-270x500.jpg)
May 19, 2015 | Blogs
Many banks are now evaluating the pros and cons of using the new “.bank” domain. F...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
May 11, 2015 | Blogs
Does your company lease point-of-sale (POS) credit card terminals to customers in Tennessee? O...
![A tablet displaying a mortgage application form is placed on a desk cluttered with documents, a pen, eyeglasses, and a black notebook.](https://frostbrowntodd.com/app/uploads/2019/09/MortgageApplication_Tablet-270x500.jpg)
May 4, 2015 | Blogs
In a relatively unnoticed enactment of the Kentucky General Assembly, KRS § 382.290 a...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
March 10, 2015 | Blogs
Following months of negotiations, the three largest national credit reporting agencies agreed to a s...
![Individuals are engaged in a discussion with a gavel on the table, suggesting a legal or formal setting.](https://frostbrowntodd.com/app/uploads/2019/07/Legal-Lawyer-Counseling-270x500.jpg)
February 17, 2015 | Blogs
Frost Brown Todd has an active practice of experienced lawyers who regularly counsel clients on all ...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
February 12, 2015 | Blogs
As the 2015 tax filing season begins, it is important that individuals and businesses understand the...
![A grand, illuminated capitol building at twilight reflects elegantly on the calm waters of a nearby river.](https://frostbrowntodd.com/app/uploads/2010/10/Government-Charleston-270x500.jpg)
February 6, 2015 | Blogs
In State ex rel. U.S. Bank National Association v. McGraw, Frost Brown Todd recently assisted ...
![Big picture of finance, connecting the dots](https://frostbrowntodd.com/app/uploads/2019/07/Finance-Data-Personal-Information-Technology-Laptop-270x500.jpg)
February 2, 2015 | Blogs
IRS Form 1042-S is a tax form for foreign individuals reporting income from a United States based so...
![A contract document with bold red text and various clauses and sections visible.](https://frostbrowntodd.com/app/uploads/2019/09/Contract-270x500.jpg)
January 28, 2015 | Blogs
Those practicing in the payments space know that recorded judicial decisions are few and far between...
![The Supreme Court At Sunset](https://frostbrowntodd.com/app/uploads/2010/10/Government-US-Supreme-Court-270x500.jpg)
January 21, 2015 | Blogs
On January 13, 2015, the U.S. Supreme Court unanimously decided that a borrower may simply provide w...
![A digital screen displays a series of alphanumeric codes along with the words "Data Breach" and "Cyber Attack" in a high-contrast, blue and orange color scheme, suggesting a security breach or hacking incident.](https://frostbrowntodd.com/app/uploads/2019/07/Technology-data-breach-cyber-attack-270x500.jpg)
January 16, 2015 | Blogs
In an important decision regarding financial institution claims for recovery of losses resulting fro...
![A close-up view of a blue calculator with a "TAX+" button prominently displayed.](https://frostbrowntodd.com/app/uploads/2019/09/Tax_Calculator-270x500.jpg)
January 9, 2015 | Blogs
Towards the end of 2014, two new national savings laws were signed by President Barack Obama. ...
![placeholder image](https://frostbrowntodd.com/app/themes/mightily/dist/assets/img/placeholder_article_520x900.jpg)
January 22, 2013 | Blogs
Edwina McDunnough decides to open a baby bo...
![A person is signing a document next to another individual gesturing with their hand, with paperwork and electronic devices on the table in a brightly lit office setting.](https://frostbrowntodd.com/app/uploads/2019/06/deal-table-contract-agreement-1-270x500.jpg)
September 7, 2010 | Blogs
In Hurley v. Deutsche Bank Trust Co. Americas, the plaintiff, an active member of the military serv...
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