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Biography

Bill represents financial services clients in litigation, operations and compliance. Prior to joining the firm, Bill worked as in-house counsel for National City Bank, handling the Bank’s commercial, retail and operational litigation.  He is a graduate of the University of Michigan (B.A.) and Vanderbilt University Law School (J.D.).

Bill has experience in the credit and debit card industry, including those issues unique to transaction Acquirers. He served as in-house counsel to National Processing Company, then the nation’s second largest acquirer of card transactions.

Bill's Relevant Experience

Cyber Fraud & FinTech

Ransomware, BEC & cyber fraud, electronic payment disputes, vendor contracts, cryptocurrency compliance and money services business issues.

Commercial

Complex lender liability, embezzlement and corporate fraud, check kiting, commercial mortgage fraud, broker/dealer litigation, money transmitter laws, letters of credit, equine lending disputes, credit defamation claims, work-out negotiations and commercial collections and foreclosure.

Retail

Class action defense, fiduciary liability, TILA, FACTA/FCRA, FDCPA, HMDA, Kentucky’s CPA rules, identity theft and notification, lien release claims, mortgage disputes, and full scope of check and account disputes.

Deposit Operations

UCC Articles 3, 4, 4A and 9, Internet/electronic banking, cyber security, class action defense, deposit account agreements, garnishments and wrongful attachment, discrimination, BSA/AML Compliance, Wire, ACH, EFTA, privacy issues and other federal and state financial laws and regulations.

Other Info About Bill

Education

Law School

Vanderbilt University Law School, J.D., 1986

Undergraduate School

University of Michigan, B.A., 1983

Bar Memberships

Bill is licensed to practice in the following state(s):

Kentucky

Presentations

Bill was invited to speak at the following events:

“Ransomware: What to Do When Your Bank Gets Hit, Part 1”, Independent Correspondent Bankers’ Bank Podcast, March 27, 2023.

“’ESG’ – Governance in the Law of Financial Institutions,” University of Kentucky Banking Law Conference, September 29, 2022.

“Leadership Issues for Guiding Your Organization in the Age of Ransomware,” 8/31/2022, The Kentucky Health Law Institute, Lexington, KY, August 31, 2022.

“Cryptocurrency: What are Cryptocurrencies, Their Use-Cases and the Unanswerable Questions of Their Future in Our Economy,” Rotary Club, Louisville, KY, August 11, 2022.

“Cyber Bank Fraud: Hottest Topics for Bank and Their Customers,” Webinar, July 21, 2022.

“Key Leadership Issues for Preparing Your Business for the Growing Ransomware Threat”, 2022 DRI Super Conference, Houston, TX, March 23, 2022.

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