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    Firefighter holding hose with water flowing
    Is Smoke or Ash Considered Direct Physical Damage for Coverage Purposes Under California Property Insurance Policy?

    June 30, 2025 | Publications

    In past years, carriers in states most affected by wildfires, notably California, have seen a signif...

    Stacks of coins are overlaid with the image of a clock.
    Understanding Appeal Bond Exposure: Key Considerations for Claims Professionals

    June 24, 2025 | Publications

    It’s a $20 million excess judgment. Your insured needs an appeal bond, but your liability insuranc...

    Row of Falling Domino Stones Stopped by Red Domino Stone Over Black Background, Risk Management, Intervene or Prevention Concept, 3d Rendering
    Fourth Circuit Rejects Equitable Estoppel Defense in Insurer Indemnity Dispute

    March 3, 2025 | Publications

    Liberty Mutual Insurance Company v. Atain Specialty Insurance Company, 2025 WL 212105, 126 F.4th 301...

    A blurry perspective of a hospital corridor with clinical blue tones and a figure in the distance.
    Texas Court of Appeals Holds that COVID-19 Does Not Constitute Physical Loss Under All-Risk Policy

    February 24, 2025 | Publications

    Lloyd’s Syndicate 1967 v. Baylor Coll. of Med., 2025 WL 309722 (Tex. App. Jan. 28, 2025) In yet an...

    A judge's gavel is positioned in front of an Ohio state flag.
    Ohio Supreme Court Rules Paint Company’s Payments into Lead Paint Abatement Fund Do Not Qualify as Covered “Damages”

    February 12, 2025 | Publications

    Sherwin-Williams Co. v. Certain Underwriters at Lloyd’s London, 2024 WL 5049193 (Ohio Dec. 10,...

    Scales of justice with back-light on wood table. Ideal for home page of law firm website. Can flop and add text as well.
    Colorado Supreme Court Clarifies Non-Economic Damages Cannot Be Denied Solely for Being “Inherently Subjective”

    February 5, 2025 | Publications

    Fear v. GEICO Cas. Co., 2024 WL 5195485, 560 P.3d 974 (Colo. 2024) In a pivotal decision, the Colora...

    A digital representation of data superimposed over a microscopic view of a virus.
    North Carolina Supreme Court Rules COVID-19 Business Losses Can Qualify as “Direct Physical Loss” Under Insurance Policies

    January 29, 2025 | Publications

    North State Deli, LLC v. The Cincinnati Ins. Co., 2024 WL 5100978, 908 S.E.2d 802 (N.C. 2024) In a r...

    Finger hovering over an illuminated radiation warning sign - or the nuclear option (...or a piece of laboratory equipment actually).
    Excess Insurance Carriers: Monitoring a Nuclear World with ‘Fresh Eyes’

    October 7, 2024 | Publications

    The Strategic Advantages of Hiring Monitoring Counsel These days, “Nuclear Verdicts”—those civ...

    Packed coils of steel sheet in a plant, china.
    Future-Proofing Production Facilities: How to Prepare for and Manage Crisis Scenarios

    August 26, 2024 | Publications

    In April, as part of the AutoConnect program hosted by Frost Brown Todd in Nashville, TN, a panel co...

    Palm Trees Before A Tropical Storm or Hurricane
    Five Helpful Tips for Multifamily Property Owners in Addressing Casualty Claims During This Hurricane Season

    July 30, 2024 | Blogs

    Hurricane season is again upon us, bringing with it the threat of catastrophic property damage, upen...

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