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    California Court Clarifies Intentional Conduct Exclusion in Insurance Policy Litigation

    November 13, 2025 | Publications

    On October 7, 2025, California’s Fourth Circuit Court of Appeal issued a significant ruling in the...

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    Ballots, Burn Zones, and Bottom Lines: How California Voters Have Shaped the State’s Insurance Market

    November 4, 2025 | In the News

    Frost Brown Todd’s Michele Levinson authored an article for the Daily Journal, “Ballots, burn zo...

    A modern jury box in a Federal bankruptcy court. Jurors’ area in courtroom consists of a single row of black leather swivel chairs with LCD computer monitors mounted on a partition in front of them intended for evidence viewing. A microphone stands on the opposite side of the partition in the wood paneled court room.Another image in this series:
    The Game Is the Same, but the Rules Are Changing: Policy Limit Demands in California from Pinto to McGranahan

    July 16, 2025 | Publications

    It is safe to say that time-limited policy limit demands (PLDs) have always been the scourge of any ...

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    Is Smoke or Ash Considered Direct Physical Damage for Coverage Purposes Under California Property Insurance Policy?

    June 30, 2025 | Publications

    In past years, carriers in states most affected by wildfires, notably California, have seen a signif...

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    Understanding Appeal Bond Exposure: Key Considerations for Claims Professionals

    June 24, 2025 | Publications

    It’s a $20 million excess judgment. Your insured needs an appeal bond, but your liability insuranc...

    Row of Falling Domino Stones Stopped by Red Domino Stone Over Black Background, Risk Management, Intervene or Prevention Concept, 3d Rendering
    Fourth Circuit Rejects Equitable Estoppel Defense in Insurer Indemnity Dispute

    March 3, 2025 | Publications

    Liberty Mutual Insurance Company v. Atain Specialty Insurance Company, 2025 WL 212105, 126 F.4th 301...

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    Texas Court of Appeals Holds that COVID-19 Does Not Constitute Physical Loss Under All-Risk Policy

    February 24, 2025 | Publications

    Lloyd’s Syndicate 1967 v. Baylor Coll. of Med., 2025 WL 309722 (Tex. App. Jan. 28, 2025) In yet an...

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    Ohio Supreme Court Rules Paint Company’s Payments into Lead Paint Abatement Fund Do Not Qualify as Covered “Damages”

    February 12, 2025 | Publications

    Sherwin-Williams Co. v. Certain Underwriters at Lloyd’s London, 2024 WL 5049193 (Ohio Dec. 10,...

    Scales of justice with back-light on wood table. Ideal for home page of law firm website. Can flop and add text as well.
    Colorado Supreme Court Clarifies Non-Economic Damages Cannot Be Denied Solely for Being “Inherently Subjective”

    February 5, 2025 | Publications

    Fear v. GEICO Cas. Co., 2024 WL 5195485, 560 P.3d 974 (Colo. 2024) In a pivotal decision, the Colora...

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    North Carolina Supreme Court Rules COVID-19 Business Losses Can Qualify as “Direct Physical Loss” Under Insurance Policies

    January 29, 2025 | Publications

    North State Deli, LLC v. The Cincinnati Ins. Co., 2024 WL 5100978, 908 S.E.2d 802 (N.C. 2024) In a r...

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