Banking On It
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Bill Introduced to Increase Reporting Thresholds Under the Bank Secrecy ActNovember 7, 2025 | Finance Industry Blogs
On October 21, 2025, the Senate Committee on Banking, Housing, and Urban Affairs introduced S.B. 301...
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FDIC Modifies Its Examination Manual to Remove Disparate Impact Liability, in Line with Recent Executive OrderSeptember 18, 2025 | Finance Industry Blogs
The Federal Deposit Insurance Corporation (FDIC) announced in a Financial Institution Letter (FIL-41...
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Extended 1071 Rule Compliance Deadlines Still Stand, but New CFPB Rulemaking PlannedSeptember 15, 2025 | Finance Industry Blogs
On June 18, 2025, the Consumer Financial Protection Bureau (CFPB) published an interim final rule ex...
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Recent Trends in FDIC Consumer Compliance Examinations and ComplaintsAugust 13, 2025 | Finance Industry Blogs
The Federal Deposit Insurance Corporation (FDIC) recently released its Consumer Compliance Superviso...
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Texas Court Vacates CFPB’s Medical Debt Rule: Lender and CRA TakeawaysAugust 6, 2025 | Finance Industry Blogs
On July 11, 2025, the U.S. District Court for the Eastern District of Texas vacated the Consumer Fin...
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Seal of Approval: E-Signatures That Pass the Compliance TestAugust 6, 2025 | Finance Industry Blogs
In today’s digital world, electronic signatures have become indispensable for businesses, offering...
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Disparate Impact Discrimination in AI Underwriting Alleged Against Student Loan CompanyAugust 4, 2025 | Finance Industry Blogs
On July 10, 2025, the Massachusetts Attorney General’s Office (AGO) reached a $2.5 million settlem...
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GENIUS Act to Create Legal Framework for Stablecoin IssuersJuly 18, 2025 | Finance Industry Blogs
On June 17, the U.S. Senate voted 68-30 to pass the Guiding and Establishing National Innovation for...
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The State of the CFPB Amid Reduction in Force LitigationMay 15, 2025 | Finance Industry Blogs
The Consumer Financial Protection Bureau (CFPB) has been at the center of significant legal and oper...
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What Does the CFPB’s Withdrawal of Guidance Documents Mean for Bank ComplianceMay 14, 2025 | Finance Industry Blogs
On May 12, 2025, the Consumer Financial Protection Bureau (CFPB) announced the withdrawal of various...
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Trump’s New Executive Order Targeting Disparate Impact Liability May Target Fair Lending as WellApril 29, 2025 | Finance Industry Blogs
On April 23, 2025, President Trump issued an executive order (EO) titled “Restoring Equality of Op...
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Making Sense of Small Biz Fair Lending ComplianceApril 24, 2025 | Finance Industry Blogs
Starting in July 2025, the first tier of small business lenders will begin collecting certain data t...